A Holiday Shopping Idea

Yup, just one. "Cause these days, I pretty much only remember one thing at a time. Really, it's one thing, period, and forget the "at a time" part. So what was I going to tell you, anyway?

Lava-lava Painter

One of my most favorite places to "shop" is the Kiva website. Kiva is a micro-lending program which connects people with money (you and me) to entrepreneurs from around the globe who need a little support to move ahead. Yes, sometimes the words "poverty" and "empowerment" are thrown around, but really, it's all about shopping.

Here's how it works: you commit to a minimum loan of $25 (remember, it is a loan, not a donation. So unless disaster strikes, it is your money and you can get it back once the loan has been repaid. Or if you are giving this as a gift, the happy recipient can get it back.)

Next you go scroll through all of the proposals from interesting people in far-away places and consider which one(s) you plan to support. Shall I invest in a lava-lava (think "sarong") painter in Samoa who needs new brushes and paints? A rice farmer in the Philippines who requires additional organic fertilizer? Or what about that knitter in Bolivia who needs extra materials to make ponchos?

Poncho Maker

As I mentioned, once the loan is paid back, you may pull out your cash. Better still is to go back to Kiva for another fun shopping experience. We started with Kiva in 2007 with a $100 commitment. Since then, we have participated in 45 loans for a total amount of $1,150 lent out. We've never lost a dime on a bad loan (yeah, I know, there's still time) and only one was slow in repaying.

So you guessed it, I went with the poncho maker. Partly because the loan term was shorter (shorter term = help someone else with a loan more quickly). Also because anyone who washes sand to earn extra cash probably has the gumption to make her business a success. And really, who could resist that hat...

Sources:
Kiva.org

For a fun read about a Kiva lender:
The International Bank of Bob

Photos: Screenshot from Kiva website (bad, bad girl - didn't get around to asking permission, yet)